Alternative Approach: Use Virtual Envelopes for most of your Spend Categories _ In today's electronic world, there's a version of the envelope system that can take the old proven approach and revamp it for the 21st century: Virtual Envelopes. Built on the solid foundation of the Cash Envelope system, Virtual Envelopes works seamlessly with your existing cash envelopes and your budgeting worksheets. The only difference from Cash Envelopes is that for some budget categories you will now deposit the cash into your bank or credit union and manage those categories online, or "virtually." Hence, the term Virtual Envelopes.
The key to the budgeting is compromise. The bride will usually prefer all the best accessories and dresses where as the groom will be more financially conscious of the whole process. So, they need to meet somewhere in between to accomplish what they both want. A good rule of thumb is to comprise on quantity not quality. The quality of the wedding is what will be remembered by all. It is very possible to have a beautiful classy wedding on a tight budget, just be careful of how many guests are inviting. Having a budgeting sheet is helpful, so you may want to divide the sheet in categories such as the ones below.