Finally, you need to total that last column so that you can reconcile it with your bank account. IMAGE NOT AVAILABLE HERE This amount should always equal your bank account precisely. If it is then you're doing well.If it doesn't then you know you've missed some source of income or some expenses haven't been included in the "Used" column yet. Age: 33 Married with 4 children. My Qualifications. Bachelor in Business _ (Double Major in Accounting & Marketing from Edith Cowan University) Working as a College Bursar with over Ūm in annual revenue. My Story I first got excited about business and money when I was about 18 when my father introduced me to a network marketing scheme called Omegatrend. It was an off_shoot from the US' Amway. I worked every available moment trying to make this work for the next 3 years to no avail and finally decided to get a life when I met my wife to be.
Your Next Step _ Any time of the year is a great time to take inventory of your current financial position. Check out Virtual Envelope resources including our Personal Finance book and corresponding Budgeting Worksheets and put Virtual Envelopes to work for you. At our blog, you'll find a whole host of articles that will help you get started. If you need one_on_one coaching, we can help you with that too with our personalized Budgeting Coach. It will be well worth the investment of your time.