Credit and debit cards can lure you into spending frenzy that can spiral out of control before you know it. Have you ever come to the end of the month and asked, "Where did all the money go?" The convenience of plastic has made it far too easy to make purchases that we might not make if we had to dip into our wallet and make a cash purchase. _ Studies have shown that spending increases as the means to pay for an item becomes easier. In other words credit cards have made buying transactions easier, so we're more likely to buy stuff without concern, until the bill comes at the end of the month! Likewise, new 'pay with a wave' credit cards will make it easier still and foster even more poor spending habits.
Below are some of the more common categories that comprise a standard wedding budget form. You will want to at first include all of these categories and then latter you can easily go in and delete any categories that are not needed. _ We have given some estimates of the percent a particular cost should be in relation to the total budget. For most items we provided a range of costs. If the item is very important to you then you should plan on the higher end of the range and if it is not important much at all use the lower range. Just make sure that it all totals only 100% in the end.