Worksheet _ Monthly Expense Record_ On this worksheet you will record all your spending for the month in the appropriate categories. At the end of the month, this will give you an exact amount of money that you spend in all categories.
By the time you finish reading this you'll have a practical plan to take the first steps to becoming debt free. Budget Worksheets lead the way! _ There a number of tools available to build free budget worksheets and choose the one that is appropriate for you. It could be a spreadsheet on the computer, a ledger book that you pick up at an office supplies store, or a piece of paper and a pencil. The important thing is that you take just six steps to life in a debt free world.