The purpose of a budget worksheet is to help align your earnings and spending with your savings and financial goals. A budget worksheet gives you a solid, workable plan to reach your goals, whether that is saving for retirement, a vacation, or a child's college fund _ Because here is the catch: next time you hear yourself saying "I wish I had more money" ask yourself what are you doing about it. Most people don't have an answer to that question, so they spend their time wishing. Over and over, the statement is said with no action.
Creating a monthly budget is really quite simply when you use the right worksheets. However, it does require a consistent effort on your part to both create and to live within your budget. _ Follow the how_to directions below to start creating your monthly budget today.