The big advantage of cash envelopes is that, if you budget properly, you will always have the cash to pay a bill when it comes due. No more worrying about where the money will come from, be it for mortgage or rent, utilities, car payments, repairs, taxes, discretionary spending, etc.
Rings _ Rings are such an important symbolic part of the wedding. You do not want to forget the cost associated with them. Typical costs will run between 2 to 5%. The main differences here will be between the metal used and the diamond chosen for the ring. Design rings and signature pieces can often run 2 to 3 times more then a custom made ring. Many jewelers are happy to custom make a ring for you. _ Flowers / Decorations _ There are a variety of expenses in this category which include everything from flowers to reception decorations. Typical costs will run between 6 to 10% of the total budget.