Virtual Envelope Advantage : It's Easy to Get Started _ To get started, ask your bank if they can set up your Virtual Envelope budget categories as sub_accounts underneath your savings account. There should be no charge for doing this. If your bank will not provide this service for free, check around for other financial institutions in your area, including your local credit union. I've done virtual enveloping for about 30 years through a couple different credit unions. I've also had a couple colleagues using this approach. So don't take "sorry, we can't do that" as an answer from your existing financial institution.
Wedding Site: _There are so many places to get married that the list is endless. The cost can vary greatly from a simple backyard wedding to an incredibly expensive formal church wedding. Typical costs for the wedding site will run from 3% to 5%.