If you do find a budgeting worksheet that you like, you can simply add categories to it or replace the ones you won't use with your own items. For example, many of these worksheets that you will find online have a place for investment income but if you don't have any investments to track either ignore that category or replace it with one of your own. _Once you view a few of these templates, you may realize that you have more categories of spending than you thought. For example, when first creating a budget, many people forget all about gifts, subscriptions, and pet expenses but by working with one of the preprinted templates, you may remember additional expenses you need to consider.
Just being aware of how much you are spending versus how much you are saving can have a huge impact on your financial picture. For example, there are numerous restaurants in cities all across the nation that have kids eat free specials. You can find a number of these online and you may also want to get into the habit of checking local restaurants to find out which ones offer specials. For those with children, this can mean the difference between getting to eat out and staying at home so it is definitely worth checking out.