I've found that when creating a budgeting worksheet the best way to start is with a set up like this; _ Firstly, place your pay dates along the top (shown from A1 to G1). These can be weekly, fortnightly or monthly or any period that you normally work from. _ Then list out each income source and the amounts you receive from them. For irregular payments such as Christmas bonuses etc set up a row specifically for this and maybe name it "Other Income".
Next, you need to have a set of goals to work towards. There is no point is starting a budget worksheet unless you have a goal that you are striving to achieve. Without a goal sheet, any extra money you do save from your budget worksheet will have no real purpose and will be far easier to spend. Having a written set of goals helps to keep you on track. Last, you need a good budget worksheet that is simple and easy to use. Having a big fancy software is not going to help you succeed any faster. Besides, there is a learning curve to complex financial software, and using a simpler form will get you real results faster and easier, plus you can save any money you would have spent on the software! Having and using a budget worksheet can take you past the stage of wishing about having more money and actually making real progress towards your goals. Start today and guaranteed within a short time, you will be setting your path to success and feeling great about having met your goals.