First of all you need to know how much money you earn, for some people this is easy you look at your Wθ form and there it is, but for seasonal workers, small business people, it gets a little more complicated than that. If you receive income from a lot of different sources for a realistic value of what you actually earn itemize them, put them down on paper. Include all income, now is not the time to be hide money from the IRS you are just fooling yourself, you need to have factual figures here of your true income otherwise you will actually think you're in good financial shape because you know you got this extra income somewhere, but that's not always true.
Photographs _ which professional company are you going to choose Music _ DJ Entertainment or live music, what about lighting design Rentals _ Would you like a photo booth rental at your reception Transportation _ a limousine, a luxury rental car, friend's new car, or family car _ The cost breakdown should be flexible enough to allow for minor changes. It is better to account for changes than wait until the last minute. However, some budgets have the freedom to move around for last minute budgeting. Most vendors understand this, and will give you the option to upgrade or add on a service a month before the wedding. Reputable services require a 50% non_refundable retainer payment in order to reserve your date. Typically, any outstanding balances will be due 2 weeks prior to your big day.