Worksheet _ Monthly Expense Record_ On this worksheet you will record all your spending for the month in the appropriate categories. At the end of the month, this will give you an exact amount of money that you spend in all categories.
You can find several varieties of a budgeting worksheet online that you can print or use as a template in one of your existing programs. Even if you just use it to get ideas, it can be a big help when you sit down to create a money management plan. While not everyone has the same income and expense circumstances, this type of worksheet is a great place to start.