Budgeting Worksheet Tip : Ease of Use and Professional _ The biggest complaint about budgeting is that it's too hard and takes too much time. Look for something that not only does all of the above functions, but is also easy to use from the get_go. The forms should be intuitive, easy to identify the cells to fill in data, and easy to read print out report. Finally, my gauge of a truly excellent budgeting worksheet is to ask yourself, "Is this a report that I'd be comfortable taking to a financial planner, banker, or other professional for further advice or coaching?" If the answer is yes, then you've done a good job!
For example, most people have no real idea of how much money they actually spend on food but when you create and maintain a budget, not only will your awareness rise, but much of the time your bank account will flourish as well. That's because most people find various ways of cutting corners once they realize how much they are truly spending. Instead of thinking a budget will end an era of eating out and renting videos, think of the incredible vacation you can have by limiting the activities you engage in now. In addition, many people on a budget find that they can engage in the same amount of activities they did before the budget only now they look for sales and eat out at places that are more budget friendly.