At the top of any wedding budget worksheet you have the 6 most important categories: the wedding gown, bride's accessories, hair & make_up, groom's attire, groom's accessories and the wedding bands. These are the things that should always be budgeted first. After that, you have the following categories: the ceremony rental, the reception rental and equipment, celebrant's fees and flowers. Once you have budgeted money for these categories of expenses, you've got all the necessary things to get married. But of course, you have to accommodate the guests better than that.
Another good example of the benefits of using a template as you create your budget is the category labeled vacation. While most people don't budget for their vacation on a monthly basis on their budgeting worksheet, experts suggest that you incorporate all of your one time or annual expenses into a workable monthly budget. This way, when vacation time rolls around, you will already have all the funds you need. Think of the other one time or annual expenses in your financial picture that you may need to plan for on a monthly basis.