Virtual Envelope Advantage : It's Easy to Get Started _ To get started, ask your bank if they can set up your Virtual Envelope budget categories as sub_accounts underneath your savings account. There should be no charge for doing this. If your bank will not provide this service for free, check around for other financial institutions in your area, including your local credit union. I've done virtual enveloping for about 30 years through a couple different credit unions. I've also had a couple colleagues using this approach. So don't take "sorry, we can't do that" as an answer from your existing financial institution.
By now, the concept of a wedding budget sample is a little clearer to you. Let's walk through an example. We will assume that the total budget is ฤꯠ (which is below the national average for a wedding budget). The percentages above can be changed accordingly to what you would prefer to focus on during the wedding. If the DJ and lighting design are more important, then you can allocate 11% towards the DJ and lighting instead of 10%. This would translate to (ฤꯠ x 12%) budget instead of a (ฤꯠ x 10%) budget for the DJ. Prioritize the list below as to what is most important to you and then adjust your percentages accordingly.