Budgeting Worksheet Tip : Ease of Use and Professional _ The biggest complaint about budgeting is that it's too hard and takes too much time. Look for something that not only does all of the above functions, but is also easy to use from the get_go. The forms should be intuitive, easy to identify the cells to fill in data, and easy to read print out report. Finally, my gauge of a truly excellent budgeting worksheet is to ask yourself, "Is this a report that I'd be comfortable taking to a financial planner, banker, or other professional for further advice or coaching?" If the answer is yes, then you've done a good job!
Setting up a budgeting worksheet isn't a hard chore. In fact, if you like using spreadsheets it can actually become quite enjoyable. The beauty of a budgeting worksheet is that you can see all your numbers at a quick glance in an easy to read format. It's instantly editable so changes can be made on the run and will save considerably on white_out. And perhaps the best feature, is that you can always keep a history of your transactions (depending on your hard_drive space).