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Budgeting Worksheet Tip : Ease of Use and Professional _ The biggest complaint about budgeting is that it's too hard and takes too much time. Look for something that not only does all of the above functions, but is also easy to use from the get_go. The forms should be intuitive, easy to identify the cells to fill in data, and easy to read print out report. Finally, my gauge of a truly excellent budgeting worksheet is to ask yourself, "Is this a report that I'd be comfortable taking to a financial planner, banker, or other professional for further advice or coaching?" If the answer is yes, then you've done a good job!

In order to track you spending you will need the following two budget worksheets: Weekly Expenses Report Worksheet _ On this worksheet you will record all the spending for a given week. You will want to have four copies of this worksheet for a given month. Carry it with you to record expenses or make a habit of recording expenses at the end of the day with your daily receipts. Make sure to include a description of the item, the date purchased, the amount and the expense category. You will also want to write down how you paid for the item whether by cash, check, or credit card. This will give you a very detailed report of your weekly spending.

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