Creating a monthly budget is really quite simply when you use the right worksheets. However, it does require a consistent effort on your part to both create and to live within your budget. _ Follow the how_to directions below to start creating your monthly budget today.
Traditional Approach: Cash Envelopes for all your Spend Categories _ One past useful money budgeting technique was to set up your saving and bill paying system using cash envelopes. Basically the cash envelope system consists of keeping separate envelopes for your spending categories and populating them with cash from your income source. Then when a bill comes due or you need to go shopping for food or an item you need, you simply pay for it with cash from the appropriate envelope _