Write down what you THINK you will spend next month. This is a listing of your expenses where you can choose to spend or not to spend. While you may have to spend a set amount on fuel or public transportation to go to work, you can manage much of this expense by traveling less or combining trips. As you consider where your money goes, and what you can do to reduce your expenses, the true value of this free budget worksheet starts to work. Subtract next month's total expenses from next month's income. Ask yourself, what do you need to work on? Write down everything you spend. All month. NO exceptions. If you are like me, you will do a lousy job of this the first month. It is a question of habit. You'll be far better in the second month because you'll be in the habit of recording every expense. Put them into the same categories as your budget numbers. Sample wedding budget worksheets are something that most brides and grooms struggle with planning. A budget sheet is a concept that is widely used in the world of business. The purpose of this sheet is to track expenses and allocate the appropriate percentage of funds to each category. Some of the responsibility for a wedding can be:
Write down what you spent last month. Use Categories like mortgage, food, entertainment, clothing, transportation and savings. Savings is an important category. Is there something you should be spending your money on that you didn't last month, but that you think you should. Already the process begins to uncover things you want to know Write down what you expect to earn next month. If you are on a variable income, it might be helpful to put this in three columns: The minimum you expect, an average of what to expect, and the highest amount you expect to earn. Don't count on the highest number, but it is a great goal setting exercise to strive for that high number on a monthly basis. Write down what you KNOW you will spend next month. Fixed expenses like mortgages, property taxes are known amounts. They are constant every month and don't change. While you can change your rent or mortgage amounts by moving, it is unlikely that you will do this next month. So consider these Fixed expenses.