Write down what you THINK you will spend next month. This is a listing of your expenses where you can choose to spend or not to spend. While you may have to spend a set amount on fuel or public transportation to go to work, you can manage much of this expense by traveling less or combining trips. As you consider where your money goes, and what you can do to reduce your expenses, the true value of this free budget worksheet starts to work. Subtract next month's total expenses from next month's income. Ask yourself, what do you need to work on? Write down everything you spend. All month. NO exceptions. If you are like me, you will do a lousy job of this the first month. It is a question of habit. You'll be far better in the second month because you'll be in the habit of recording every expense. Put them into the same categories as your budget numbers. Sample wedding budget worksheets are something that most brides and grooms struggle with planning. A budget sheet is a concept that is widely used in the world of business. The purpose of this sheet is to track expenses and allocate the appropriate percentage of funds to each category. Some of the responsibility for a wedding can be:
Your next task is to identify all your expense areas whether they're irregular or not. Set up two columns for each pay period (as shown below); IMAGE NOT AVAILABLE HERE The first column called "Bdgt" is the portion of your income that each expense area will be assigned. The total of this column should never exceed the income you receive for that period. The second column "Used" shows a negative amount and is a record of what has been spent from that period. The beauty of this system is that it will always give you a running balance.