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Shocking Dave Ramsey Quickie Budget Worksheet

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Are you sick of dealing with trying to come up with some type of budget and you just cannot because you do not have a system that keeps you organized and ready to deal with anything financial? This is why budgeting worksheets come in so handy and can really help you out. There are many different systems to budgeting and you just need the system that works best for you. Here are some options to choose from.

Mistake _ Not Planning for Upcoming Expenses _ When you are creating a monthly budget it is always helpful to save a certain amount of money for a given category even if you don't have that expense for the given month. For example, let's say you pay your car insurance every six month. It is important to take your payment and divide it by six. Then, each month you will want to save that amount so you have the insurance payment when it comes due instead of trying to come up with the whole amount in one given month. If you can do this for as many periodic expenses as possible, it will be easier to have a balanced budget each month.

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