Worksheet _ Repayment of Debt Worksheet _ You will need one of these worksheets for each creditor you have. Each month when you make a payment, you will record it on this worksheet and bring down the balance after each payment has been made. Worksheet _ Monthly Financial Report _ On your monthly financial report is where you will enter your income and all your expenses for the month. By filling out this worksheet correctly you will find out if you are operating your household budget in the black or the red. Worksheet _ Monthly Budget Worksheet _ Now that you have filled out your monthly financial report you can work on your monthly budget. You can see where you can cut expenses in order to run your household with money left over at the end of the month.
Virtual Envelope Advantage : Works Hand_in_Hand with your Cash Envelopes and Budgeting Worksheets _ Has the cash envelope system gone the way of the dinosaur? No! I still recommend it for all of their budgeting categories for children and for the cash spending categories for adults, such as food and walking around money.