Mistake _ Not Planning for Upcoming Expenses _ When you are creating a monthly budget it is always helpful to save a certain amount of money for a given category even if you don't have that expense for the given month. For example, let's say you pay your car insurance every six month. It is important to take your payment and divide it by six. Then, each month you will want to save that amount so you have the insurance payment when it comes due instead of trying to come up with the whole amount in one given month. If you can do this for as many periodic expenses as possible, it will be easier to have a balanced budget each month.
Simple Family Budget Fixes _ Understand that most families do not get into trouble because of big expenses. They get into financial hot water much more slowly than that. These people may just spend a few dollars more than they make, but they do it over a period of time. So the problem just gets worse. Here are some solutions that others have used to save from 贄 _ 躔 a month without giving up things they need or really enjoy.