Rings _ Rings are such an important symbolic part of the wedding. You do not want to forget the cost associated with them. Typical costs will run between 2 to 5%. The main differences here will be between the metal used and the diamond chosen for the ring. Design rings and signature pieces can often run 2 to 3 times more then a custom made ring. Many jewelers are happy to custom make a ring for you. _ Flowers / Decorations _ There are a variety of expenses in this category which include everything from flowers to reception decorations. Typical costs will run between 6 to 10% of the total budget.
I'm a big believer in the notion that cash is king when it comes to paying for items. If you don't have the cash, you can't afford the item and shouldn't buy it. Traditional means of budgeting to help curb spending is the Cash Envelope system. But there are clearly some disadvantages of that. There's also a 21st century version of the Cash Envelope system called Virtual Envelopes. We'll explore how you can implement a Virtual Envelope system using your budgeting worksheets.