When you deposit money from your income source, you simply allocate the appropriate dollar amounts to the budget category accounts, based on your spending plan or budgeting worksheet. It's easy to move money around your various spending categories or budget category accounts whenever you need to. When a bill comes due, you simply transfer money from the budget category account to your checking and then electronically pay the bill. It's easy and extremely fast once you set it up through your banking institution.
For example, most people have no real idea of how much money they actually spend on food but when you create and maintain a budget, not only will your awareness rise, but much of the time your bank account will flourish as well. That's because most people find various ways of cutting corners once they realize how much they are truly spending. Instead of thinking a budget will end an era of eating out and renting videos, think of the incredible vacation you can have by limiting the activities you engage in now. In addition, many people on a budget find that they can engage in the same amount of activities they did before the budget only now they look for sales and eat out at places that are more budget friendly.