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Simple Family Budget Fixes _ Understand that most families do not get into trouble because of big expenses. They get into financial hot water much more slowly than that. These people may just spend a few dollars more than they make, but they do it over a period of time. So the problem just gets worse. Here are some solutions that others have used to save from 贄 _ 躔 a month without giving up things they need or really enjoy.

The big advantage of cash envelopes is that, if you budget properly, you will always have the cash to pay a bill when it comes due. No more worrying about where the money will come from, be it for mortgage or rent, utilities, car payments, repairs, taxes, discretionary spending, etc.

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