Just being aware of how much you are spending versus how much you are saving can have a huge impact on your financial picture. For example, there are numerous restaurants in cities all across the nation that have kids eat free specials. You can find a number of these online and you may also want to get into the habit of checking local restaurants to find out which ones offer specials. For those with children, this can mean the difference between getting to eat out and staying at home so it is definitely worth checking out.
Taking action can be the hardest part to the entire process. Just getting started is what stops most people dead in their tracks, content with wishing and blaming their situation on anything else. Truth is, if you never take action, you can't ever get past the wishing stage. So how do you get started? You need to first state to yourself that you will take action. Action is what will be required of you to make your financial goals a reality. Next, you need to discuss your plans with someone else. It can be anyone, whether a partner, your children, a friend or even a co_worker. Telling someone about it gives you accountability towards your goals and doesn't let you off the hook for it.