This column is where this system stands out. It is just a simple SUM(B13:G13) formula which picks up the totals of every expended amount and subtracts it from the total of each budgeted amount. It then shows how much you should have available in each expense area. IMAGE NOT AVAILABLE HERE For example, you will notice that each income period ษ has been going into the electricity account. Your electricity bill is charged every 60 days so you need to accumulate these funds for when the bill arrives. This account is now showing a total of ๛ held.
Tip _ Allow for Savings _ It is always a great idea to plan to save a certain amount of money each month. This can be the beginning of an emergency fund so when unexpected expenses come your way you don't have to reach for your credit card. This is an important step to getting and keeping yourself out of debt.