Consider putting yourself back on cash. If you think you shop impulsively because it is so easy to use plastic, try to give yourself a cash allowance every week. You may go over the allowance, but you will have to go to some effort to replenish it. This can be a great way to get a handle on spending.
Cut back. My family can enjoy a decent dinner at home for about ฟ. If we went out, that same dinner would probably cost โ. And some meals, like tacos, spaghetti, chicken, or steaks, really do not take that long to make. If you plan to have some leftovers for lunch or another meal, just a little effort can save you quite a bit. We cut back from about 4 meals out to 2 meals out every week. I do not think this makes us suffer, and we save at least 赨 a month.