Next, you will want to fill out a monthly financial report worksheet where you record you income and come up with your net spendable income after taxes and any charitable giving. Then you want to take your totals from your monthly expense record worksheet and fill in all amounts in the categories such as household, food, medical, transportation, and recreation just to name a few. When you total up your expenses and subtract them from you net spendable income you will see if you have a surplus or not.
Write down what you THINK you will spend next month. This is a listing of your expenses where you can choose to spend or not to spend. While you may have to spend a set amount on fuel or public transportation to go to work, you can manage much of this expense by traveling less or combining trips. As you consider where your money goes, and what you can do to reduce your expenses, the true value of this free budget worksheet starts to work. Subtract next month's total expenses from next month's income. Ask yourself, what do you need to work on? Write down everything you spend. All month. NO exceptions. If you are like me, you will do a lousy job of this the first month. It is a question of habit. You'll be far better in the second month because you'll be in the habit of recording every expense. Put them into the same categories as your budget numbers. Sample wedding budget worksheets are something that most brides and grooms struggle with planning. A budget sheet is a concept that is widely used in the world of business. The purpose of this sheet is to track expenses and allocate the appropriate percentage of funds to each category. Some of the responsibility for a wedding can be: