I'm a big believer in the notion that cash is king when it comes to paying for items. If you don't have the cash, you can't afford the item and shouldn't buy it. Traditional means of budgeting to help curb spending is the Cash Envelope system. But there are clearly some disadvantages of that. There's also a 21st century version of the Cash Envelope system called Virtual Envelopes. We'll explore how you can implement a Virtual Envelope system using your budgeting worksheets.
Below are some of the more common categories that comprise a standard wedding budget form. You will want to at first include all of these categories and then latter you can easily go in and delete any categories that are not needed. _ We have given some estimates of the percent a particular cost should be in relation to the total budget. For most items we provided a range of costs. If the item is very important to you then you should plan on the higher end of the range and if it is not important much at all use the lower range. Just make sure that it all totals only 100% in the end.