The most common budgeting method used is a blank piece of paper. We've all tried it at one time or another. Income is listed on one side, expenses on the other. The idea is to balance income against expenses so that, hopefully, there is still some money left at the end of the month. _ There are at least a couple major problems with this method. First, it's pretty easy to overlook quite a few expenses. Things like that daily stop at the coffee shop, or the cost of a car registration that happens only once a year.
So you are engaged to get married but don't have a lot of extra money to spend for the wedding? No problem you can still have a beautiful wedding for nearly half the cost. The key ingredient to have is a budget worksheet and budget plan before doing anything. By spending the time to plan ahead and budget your major expenses you will ensure success in saving money. You will not be caught on a whim and spend over the amount planned. Not having a plan is a recipe for disaster because this often means you are searching for crucial items last minute which can really add up.