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Virtual Envelope Advantage : Works Hand_in_Hand with your Cash Envelopes and Budgeting Worksheets _ Has the cash envelope system gone the way of the dinosaur? No! I still recommend it for all of their budgeting categories for children and for the cash spending categories for adults, such as food and walking around money.

Virtually any expense you have can be put into one of these categories. So your worksheet should have plenty of space or data entry "cells" within these major categories.

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