First, when it comes to a budget you have to have an idea of what amount of money you are going to make each year, month, week, and even day in some cases. You also have to know how to properly use extra money that was not figured into your budget. It is always better to figure on making less and spending more than making more and spending less. Second, if you struggle with budgeting, then using budgeting worksheets might help you. These can be printed out or just kept on your computer if you prefer. Most of the budgeting worksheets that are out there will break everything down into the categories for the bills that you need to pay. This is very helpful and will allow you to stick to the budget you set up for yourself.
So, what is mad money and why is it so important when creating a budget. First of all, mad money is a certain amount of money that is set aside in the budget for yourself and your spouse. This money can be used by each party for whatever he or she chooses. For instance, if the budget does not allow for a month facial, the woman in the relationship could take her fun money and get a month facial if she so chooses