I'm a big believer in the notion that cash is king when it comes to paying for items. If you don't have the cash, you can't afford the item and shouldn't buy it. Traditional means of budgeting to help curb spending is the Cash Envelope system. But there are clearly some disadvantages of that. There's also a 21st century version of the Cash Envelope system called Virtual Envelopes. We'll explore how you can implement a Virtual Envelope system using your budgeting worksheets.
At the top of any wedding budget worksheet you have the 6 most important categories: the wedding gown, bride's accessories, hair & make_up, groom's attire, groom's accessories and the wedding bands. These are the things that should always be budgeted first. After that, you have the following categories: the ceremony rental, the reception rental and equipment, celebrant's fees and flowers. Once you have budgeted money for these categories of expenses, you've got all the necessary things to get married. But of course, you have to accommodate the guests better than that.