Virtual Envelope Advantage : It's Easy to Get Started _ To get started, ask your bank if they can set up your Virtual Envelope budget categories as sub_accounts underneath your savings account. There should be no charge for doing this. If your bank will not provide this service for free, check around for other financial institutions in your area, including your local credit union. I've done virtual enveloping for about 30 years through a couple different credit unions. I've also had a couple colleagues using this approach. So don't take "sorry, we can't do that" as an answer from your existing financial institution.
An average wedding will spend 50% of their budget on the reception. This includes food, drinks, and venue. 10% of the budget is spent on the attire. This includes bridesmaid dresses, suites for the groomsmen, as well as the bridal gown. Another 10% is spent on the decorations, and another 10% on music. Plan to spend another 10% on a photographer or a videographer, and the rest for miscellaneous charges. This of course is not set in stone. Your wedding might be much different then this. But when setting up your wedding budget worksheet this is a good place to start.