Just being aware of how much you are spending versus how much you are saving can have a huge impact on your financial picture. For example, there are numerous restaurants in cities all across the nation that have kids eat free specials. You can find a number of these online and you may also want to get into the habit of checking local restaurants to find out which ones offer specials. For those with children, this can mean the difference between getting to eat out and staying at home so it is definitely worth checking out.
Monthly Expense Record Worksheet _ After you have filled out your weekly worksheet for a given week, you will want to transfer all spending and expenses over to the monthly expense record worksheet. It is very helpful to first fill out the weekly expenses report worksheet because people forget to record certain spending when just using the monthly expense record worksheet along. After filling out these two worksheets you will have effectively tracked your spending for the month. Using the monthly expense record worksheet, you will now have the information you need to create a working budget for next month.