Worksheet _ Monthly Expense Record_ On this worksheet you will record all your spending for the month in the appropriate categories. At the end of the month, this will give you an exact amount of money that you spend in all categories.
We have all heard the saying "Pay Yourself First" when it comes to creating wealth and a budget. But more importantly than that is to allow for a little mad money for yourself and your spouse. The lack of a little fun money is the number one reason most budgets don't work.