The big advantage of cash envelopes is that, if you budget properly, you will always have the cash to pay a bill when it comes due. No more worrying about where the money will come from, be it for mortgage or rent, utilities, car payments, repairs, taxes, discretionary spending, etc.
Are you sick of dealing with trying to come up with some type of budget and you just cannot because you do not have a system that keeps you organized and ready to deal with anything financial? This is why budgeting worksheets come in so handy and can really help you out. There are many different systems to budgeting and you just need the system that works best for you. Here are some options to choose from.